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The RBA concluded their June meeting and have increased the central cash rate by 50 basis points to 85 basis points.

This is on the back of their May meeting of increasing by 25 basis points.

First increase in 10 and ½ years and now back to back increases. It certainly looks like the RBA is trying to shock the market (and it did judging by the ASX closing down 1.5%)

As always the key theme from the RBA is around inflation and employment.

RBA on the Australian Economy

The employment data is strong with a 3.9% unemployment rate and inflation is still trending above the 2-3% band.

The challenge for the RBA is in relation to inflation, is this is at the core of spending (due to higher fuel and energy input costs). Raising rates will do little to bring this number down.

Interesting the RBA feels that strong household consumption will continue this year and this will form a part of their monetary policy in the new year.

I believe the household consumption data will show a different picture early next year.

If you would like to read more from the RBA decision, click here. To read about last month’s decision, click here.

Jeremy Harper is the director of expat mortgage broker. hfinance is a mortgage brokering business, to speak with a Sydney Mortgage BrokerGold Coast Mortgage Broker or an Australian expat mortgage broker. Contact by calling us on 1300 928 227 or email [email protected]. You can also book a meeting directly below.