Insights for Expats: Your Mortgage & Property Guide

Stay informed with the latest tips, market updates, and expert advice tailored for expats navigating the property market.

  • Creating a Budget in 2025

    Creating a Budget in 2025

    Budgeting is one of the best ways to take control of your money. It helps you track what you earn, see where your money goes, and make sure you have enough for what really matters—including getting into that first Australian home. A good budget can help you save for the future, avoid debt, and reduce…

    Read More: Creating a Budget in 2025
  • Stanmore – NSW

    Stanmore – NSW

    Stanmore NSW 2048 is in the Inner West of Sydney, approximately 6km south-west of the Sydney CBD. It is part of the local government area of the Inner West Council and is known for the tiny trading area along Percival Road. The area includes a local favourite cafe and bakery Hearthe, a family friendly pub…

    Read More: Stanmore – NSW
  • Annandale – NSW

    Annandale – NSW

    Annandale is about 1.5 square kilometres in size, a small family friendly suburb situated in the inner-west precinct. Its nine parks take up almost 6% of the total land area, with a portion of the north backing onto the Rozelle Bay. In 2011, 8,668 people lived in Annandale. In 2016, there were 9,456 people living…

    Read More: Annandale – NSW
  • How to purchase a property as an Australia expat in 2023

    How to purchase a property as an Australia expat in 2023

    As we head into the new year of 2023 many Australian expats have the goal of purchasing a property back in Australia, either as an investment property or as a future principal place of residence or owner occupied property. In 2022 we saw an increase in the central cash rate from 0.10% to 3.10% by…

    Read More: How to purchase a property as an Australia expat in 2023
  • RBA December 2022 meeting

    RBA December 2022 meeting

    At its December meeting today, the RBA Board decided to raise the cash rate target by 25 basis points, to 3.10 percent. The interest rate on Exchange Settlement balances was also raised by 25 basis points, to 3%. The Board’s top goal is to get inflation back to between 2% and 3% over time while…

    Read More: RBA December 2022 meeting
  • RBA August 2022 Cash Rate Decision

    RBA August 2022 Cash Rate Decision

     The RBA Board decided at its August meeting today to raise the cash rate target by 50 basis points, to 1.85%. It also raised the interest rate on exchange settlement balances by 50 basis points, to 1.75 percent. The Board’s top priority is to get inflation back to between 2% and 3% over time while…

    Read More: RBA August 2022 Cash Rate Decision
  • What does my mortgage have to do with a HELP debt?

    What does my mortgage have to do with a HELP debt?

    This article will explain what the HELP programme is and how the amount you owe and how much you pay back affect your take-home pay and your ability to get a new mortgage. What is the Higher Education Loan Program (HELP)? The HELP programme is a loan programme run by the federal government to help students pay…

    Read More: What does my mortgage have to do with a HELP debt?
  • Queensland Land tax and interstate property changes

    Queensland Land tax and interstate property changes

    Effective June 30, 2023, the Queensland government is changing the calculation method for how they levy land tax on the value of Australian land. Simply put, this is a tax grab by the Queensland Government. I am sure they will dress this up on how the additional revenue will assist Queensland residents, but this is a lazy…

    Read More: Queensland Land tax and interstate property changes
  • RBA July 2022 Cash Rate Decision

    RBA July 2022 Cash Rate Decision

    The RBA concluded their July meeting and increased the central cash rate by 50 basis points, to 1.35 per cent. This is on the back of their June meeting increasing by 50 basis points. As always, the key theme from the RBA is around inflation and employment. The employment data is strong with a 3.9% unemployment rate…

    Read More: RBA July 2022 Cash Rate Decision
  • RBA June 2022 Cash Rate Decision

    RBA June 2022 Cash Rate Decision

    The RBA concluded their June meeting and have increased the central cash rate by 50 basis points to 85 basis points. This is on the back of their May meeting of increasing by 25 basis points. First increase in 10 and ½ years and now back to back increases. It certainly looks like the RBA…

    Read More: RBA June 2022 Cash Rate Decision