Insights for Expats: Your Mortgage & Property Guide
Stay informed with the latest tips, market updates, and expert advice tailored for expats navigating the property market.
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Purchasing a property in Queensland, Australia. Webinar
Read More: Purchasing a property in Queensland, Australia. WebinarRegister for the upcoming webinar on how to purchase your first property in Queensland, Australia. The webinar will go through the tips and traps that you need to consider when purchasing a property. Use the below button to register now for the webinar Thursday the 10th October 11 am (AEST) Register now
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Australian banks change lending standards
Read More: Australian banks change lending standardsAustralian banks have changed lending standards On the 5th July, APRA announced that it would be making an adjustment, following a consultation period to APG 223 (Prudential Practice Guide to Residental Mortgage Lending). This proposal was to scrap the current minimum 7% floor applied when seeking a new residential mortgage and instead revise by applying…
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Salary vs Self-Employed: How Your Income as a US Citizen Living Abroad Affects Getting a US Expat Mortgage
Read More: Salary vs Self-Employed: How Your Income as a US Citizen Living Abroad Affects Getting a US Expat MortgageIt comes down to how you are being paid and what currency you are getting paid in When getting mortgage financing in the US, a review of your income, credit, and assets is always required. When you are a US citizen living abroad, qualifying your income for mortgage financing can be a little more complicated. …
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RBA Cash Rate Decision August 2019
Read More: RBA Cash Rate Decision August 2019RBA Cash Rate Decision August 2019 RBA board has met on Tuesday the 6th of August 2019 for their cash rate decision and decided to keep the rate unchanged at 1%. This represents a record low cash rate for the RBA. Growth in Housing Market Conditions in the Sydney and Melbourne housing markets have continued to remain soft but…
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US Insurance & Tax
Read More: US Insurance & TaxInsurance Policy Insurance is a critical tool used in a variety of tax planning strategies for clients. We find that our foreign national and expat clients can benefit from using insurance to help manage their cross-border tax liabilities. Common questions about life insurance and taxes If you own a life insurance policy or are the…
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How to Get a US Expat Mortgage as a US Citizen Living Abroad
Read More: How to Get a US Expat Mortgage as a US Citizen Living AbroadHow to get a US expat mortgage as a US citizen living abroad
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Getting an Australian Mortgage whilst living in the UK
Read More: Getting an Australian Mortgage whilst living in the UKThis article will explore how you can obtain an Australian mortgage whilst you are living in the UK. Perhaps you are an Australian expat, married to a foreign national or a non-resident looking to invest in Australian property. This article will discuss the implications of GBP foreign income you generate and the impact on your…
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RBA June 2019 Cash Rate Decision
Read More: RBA June 2019 Cash Rate DecisionRBA June 2019 Cash Rate Decision RBA board has met on Tuesday the 4th of June 2019 and decided to cut the cash rate by 25 points to 1.25%. This represents the first cash rate cut since 3rd August 2016 (nearly 3 years). The federal election has been won and done and the RBA has…
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Getting an Australian Mortgage whilst living in the USA
Read More: Getting an Australian Mortgage whilst living in the USAThis article will explore how you can obtain an Australian mortgage whilst living in the USA. Perhaps you are an Australian expat, married to a foreign national or a non-resident looking to invest in Australian property. We will also discuss the implications around the type of USD foreign income you generate (this can be W2…
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Mortgage Repayments – Impact of USD/AUD FX Movements On Loan Repayments April 2019
Read More: Mortgage Repayments – Impact of USD/AUD FX Movements On Loan Repayments April 2019USD AUD FX April 2019 Here is a chart on the foreign exchange (FX) fluctuations in the USD AUD April 2019 on the value of the mortgage repayments, on an Australian mortgage as of the end of November 2018. For this example, assumed an Australian Mortgage of $400,000 (AUD). Amortized over 30 years, with a 4.50% interest…